A used F-150 is one of the smarter buys on any lot. A certified one is the same truck with the unknowns removed. Every certified pre-owned Ford F-150 for sale at Ray Skillman Hoosier Ford has passed a factory inspection and carries warranty coverage backed by Ford Motor Company, not a promise from whoever sold it last.
We are part of the Ray Skillman Auto Group, and truck shoppers near Indianapolis have been making the drive to us for a long time. Part of that is the selection. A bigger part is that nobody here will rush you into something that does not fit. Tell us what the truck has to do, and we will work from there.
Ford runs certification in tiers. A Gold Certified truck must be 6 years old or newer, have under 80,000 miles, and pass a 172-point inspection by factory-trained technicians. It leaves with 12 months or 12,000 miles of limited warranty coverage, 7 years or 100,000 miles of powertrain protection, seven years of 24/7 roadside assistance, and 22,000 Ford Rewards points toward your first service visits.
Blue Certified works for older trucks: up to ten years old, fewer than 150,000 miles, a 139-point inspection, and 90 days or 4,000 miles of limited warranty coverage plus 11,000 Ford Rewards points. Either way, a certified pre-owned Ford F-150 comes with a CARFAX vehicle history report, reconditioning done with manufacturer-authorized parts, and a 14-day or 1,000-mile money-back guarantee. Browse the certified trucks on our website to see what is here now.
Here is how a certified truck stacks up against a used F-150 with no certification.
| Coverage Point | Certified Pre-Owned F-150 (Gold Certified) | Standard Used F-150 |
|---|---|---|
| Inspection | 172 points, by Ford factory-trained technicians | Varies by seller, no set standard |
| Limited warranty coverage | 12 months or 12,000 miles, backed by Ford | Only what is left of the factory warranty |
| Powertrain coverage | 7 years or 100,000 miles | Only what is left of the factory warranty |
| Age and mileage limits | 6 years or newer, under 80,000 miles | No limits |
| Roadside assistance | 24/7 coverage for 7 years | Not included |
| Money-back guarantee | 14 days or 1,000 miles | Not offered |
| Vehicle history report | CARFAX report included | Ask the seller |
| Reconditioning parts | Manufacturer-authorized parts | Whatever the last owner used |
| Ford Rewards points | 22,000 points toward service | Not included |
A truck that spends its week on the I-465 loop and its weekend hauling a trailer down a gravel county road has a harder life than a commuter car, and we shop accordingly when we take trucks in. Service records, tire and brake condition, frame and underbody, towing hardware. All of it is reviewed before a truck earns a spot on our certified line.
Cab and bed configuration matters as much as trim. A SuperCrew with the short box parks easily and still seats the whole crew, while a SuperCab with the 6.5-foot box gives you real bed length without the full-size footprint. Tell us how you use a truck, and we will narrow the list fast.
Every certified pre-owned Ford F-150 qualifies for the same financing programs as anything else on our lot, and our finance team works with national banks and local lenders to find a rate worth signing. We handle all kinds of credit situations, including buyers who are rebuilding. Fill out a secure application on our website, and most of the legwork is done before you walk in.
Trading out of a truck or a car? Ask us for a free, no-obligation estimate. We pay real money for clean trades, and applying that value up front often moves the payment more than shaving a half point off the rate.
A truck is a long relationship. The one you buy today is the one you will be loading up for house projects and driving to work five years from now, which is why the inspection and the warranty behind it are worth paying attention to.
The F-150 ladder has stayed fairly consistent, which makes shopping across a few model years simpler than it looks. XL and STX are the work-first trims, built around durable materials and features that earn their keep on a job site. XLT is where most buyers land. Lariat, King Ranch, and Platinum bring leather, heated and ventilated seats and bigger screens. Tremor and Raptor sit off to the side, built for dirt, ruts, and whatever comes after the pavement ends.
One thing worth knowing when you shop across years: Limited was the top of the range through 2023, STX became its own trim starting in 2024, and Raptor R joined the lineup for 2023. Here is the quick reference.
| Model Year | Core Trim Levels | Off-Road and Performance |
|---|---|---|
| 2020 | XL, XLT, Lariat, King Ranch, Platinum, Limited | Raptor |
| 2021 | XL, XLT, Lariat, King Ranch, Platinum, Limited | Tremor, Raptor |
| 2022 | XL, XLT, Lariat, King Ranch, Platinum, Limited | Tremor, Raptor |
| 2023 | XL, XLT, Lariat, King Ranch, Platinum, Limited | Tremor, Raptor, Raptor R |
| 2024 | XL, STX, XLT, Lariat, King Ranch, Platinum | Tremor, Raptor, Raptor R |
| 2025 | XL, STX, XLT, Lariat, King Ranch, Platinum | Tremor, Raptor, Raptor R |
Ray Skillman Hoosier Ford has spent years building a reputation on straightforward deals and a sales floor with no pressure and no cheesy pitches. Our factory-trained technicians service what we sell with genuine Ford parts, so the people who inspected your truck are the same ones who will change its oil down the road.
Come walk the lot and take a couple of trucks out. We will pull the history report, go over what the certification covers, and let you take your time. That is how truck buying should work.
Ford Blue Advantage certification puts every truck through a multi-point inspection by factory-trained technicians and adds Ford-backed limited warranty coverage on top of the sale. Gold Certified trucks pass a 172-point inspection and carry 12 months or 12,000 miles of limited warranty coverage plus 7 years or 100,000 miles of powertrain protection. Every certified truck also includes a CARFAX vehicle history report, 24/7 roadside assistance, and a 14-day or 1,000-mile money-back guarantee.
It depends on the certification tier. Gold Certified trucks must be 6 years old or newer and have fewer than 80,000 miles on the odometer. Blue Certified trucks can be up to ten years old with fewer than 150,000 miles, which opens the door to older F-150 trucks that still pass a 139-point inspection.
For most buyers, yes. A standard used truck is sold as-is once any remaining factory coverage runs out, while a certified truck comes with warranty protection, roadside assistance and a documented inspection performed with manufacturer-authorized parts. If a truck is going to be towing, hauling or racking up highway miles, that protection usually pays for itself the first time something needs attention.
The 3.5L EcoBoost V6 has been the strongest tow rating in the F-150 lineup for years, followed by the 5.0L V8 and the PowerBoost hybrid. Tow ratings swing a lot based on cab, bed, axle ratio and whether the truck was built with a max tow package, so the window sticker and door jamb matter more than the badge on the fender. Our team can pull the build data on any truck on our lot and tell you exactly what it is rated to pull.
We do. Ray Skillman Hoosier Ford stocks certified pre-owned F-150 trucks in a range of trims, cabs, and bed lengths, and we are part of the Ray Skillman Auto Group, which serves drivers throughout central Indiana. Plenty of our truck customers make the drive from off the I-465 loop, and most tell us the trip was worth it. Browse the selection online before you come, or stop in and walk the lot with us.
Yes. Our finance team works with national banks and local lenders, and we handle a wide range of budgets and credit histories. You can fill out a secure application on our website before you visit so the paperwork is mostly done by the time you arrive. We are also happy to give you a free, no-obligation estimate on your current vehicle if you plan to trade.
